Beauty Defined

As this is my neighbor I have added lots of additional comments.  Let me know what you think. Pacific Heights, she’s the grand dame of San Francisco living.  The mansions are beautiful, the views are breathtaking and the shopping is divine.  Prestigious private schools and foreign consulates are sprinkled among exquisitely restored Victorians.  Mercedes, BMWs, big SUVs and small hybrids (the new SF status symbol) are parked in the garages of single family homes.  … [Read more...]

Calling All San Francisco First Time Buyers: Why You Should Buy Your First Home Now

10 Reasons You SHOULD Buy Your First Home Now (or very soon) While financing sucks for most home buyers right now, it is actually very good for San Francisco entry-level or first 1st time buyers (prices up to about $800,000). Higher loan limits for FHA loans (and super conforming loans) mean fantastic loan options for loan amounts up to about $729,000 in San Francisco. With only 3%-5% down payment, you CAN purchase either a single family home or condo in a larger building AND obtain a … [Read more...]

What’s my Bernal Heights House Worth?

Right now, the real estate market can be tres confusing. Frankly, I am confused too! Many houses continue to fly off of the shelves, while others sit around...not selling. What is the deal? In markets like ours, there is a wide variation of both inventory (housing stock) and marketing (presentation/staging and exposure of home to the public by agent). Some houses are priced to bring in the crowds and presented to get those crowds to pull the trigger, i.e. write an offer to purchase. Other … [Read more...]

San Francisco Sunset District Home Values: What’s it worth?

As you know, Forbes recently listed San Francisco's Sunset District as over-priced. Of course, they were using a Price to Earnings ratio as their gauge. In my opinion, single family home values in this neighborhood should not be evaluated through this lens. Certainly, there are rentals in the area but mainly, this is a steady, reliable residential neighborhood. Yet, it is important to differentiate within the Sunset. The Inner Sunset, Central Sunset and Outer Sunset all have micro-markets as do … [Read more...]

San Francisco Real Estate Videos of Interest to You!

Need more video? Tom Sinkovitz, the KNTV political reporter and anchor , is working with the San Francisco Association of REALTORS® to produce video features on contemporary real estate subjects. Until yours truly gets her act together and makes some informational videos, I can offer you these professional ones. Hey, at least they won't be lampooned on Curbed like my 1st attempt at a listing video. Or will they? Topics covered include: Why It Makes Sense to Use a REALTOR® What to Do If … [Read more...]

Tucked Away – Neighborhood Spotlight; St. Francis, West Portal

Once again First American Title is helping us in defining each neighborhood in the city.  As a homebuyer where do you want to live?  Here is a brief overview into the “Tucked Away” areas of the city Quiet, residential, affluent and secluded, St. Francis Wood and West Portal are two of San Francisco’s lovely little secrets.  Curving, tree-lined streets absent of overhead wires help the neighborhoods quaint, village-like appeal.  The gates of the St. Francis … [Read more...]

San Francisco Single Family Homes: Healthy?

Okay, so if you pay any attention to the mass media, you'd probably think the entire world is collapsing. Am I right? To be candid, even I think like Chicken Little when I look at my SEP-IRA statements each recent month... So, how is the San Francisco real estate market doing? Well, not to sound like the cheery optimists so ridiculed in the non-Realtor blogosphere but yes, San Francisco real estate is doing just fine. No, it's not party like it's 2004 but the market is stable, steady and with a … [Read more...]

You can still buy a home in San Francisco with 10% down payment.

Hey San Francisco home buyers, you can still buy a home with 10% down payment. You should be gainfully employed with great credit, savings and a down payment but you do not need 20% down. There is a lot of misinformation out there, causing many successful young professionals who know they should own and want to buy when the market's at the bottom but think there are no more loans for them. There are great loans for you, I swear it! For example, right now I am helping a women buy her first San … [Read more...]

Calling all San Francisco dog lovers!

Muttville is an awesome org that saves senior dogs here in SF and the Bay Area. Yours truly is on the foster care list and am a supporter. If you are interested, watch the well-produced video. :) Tomorrow, I'm having a second interview with the sweet Pom you'll see in the video. My own little monster named Frances, the Pomeranian, isn't so sure... She thinks she is more than enough Pom to go around but I think we must SHARE our house with another one. Hopefully, Frannie will play … [Read more...]

One more thing about Fractional Home Ownership: Calling Owners of Fabulous San Francisco Properties

If you have a really fabulous San Francisco property, like a luxury condo near the museums and restaurants or a perfect home in Russian Hill with views to die for, you might be able to turn your real estate into a fractional property. Fractional real estate sells for 1-2.5 times a regular sale and it gives you the option of keeping a part of your property. Say you are ready to retire to the Wine Country but want to have a place in San Francisco during Opera Season (or heck, Giants season for … [Read more...]