Holiday Evening Stroll in Bernal Heights Thursday, December 8, 2011

Holidays a la Bernal Heights Village Wow! We are just shy of saying goodbye to 2011. I looked up from my plate of leftover cornbread stuffing and mashed potatoes last week and realized it's that time of year again -- that time when visions of hot cider, champagne, latkes, family/community, candy-cane shaped cookies covered with multicolored sprinkles, office Holiday parties and, of course, gifts, dance in my head. I can really feel the Holiday Spirit on my daily walk through the streets of … [Read more...]

Car-Free? No Problem in San Francisco, CA!

"A recent study conducted by 24/7 Wall Street identified the 10 best cities to live without a car. San francisco made the cut! There were many elements that factored into this decision, including: • Widely available and efficient public transportation system (Are they talking about MUNI?!) • Availability of daily amenities such as groceries, shopping, schools and entertainment easily accessible on foot or by bike (We sure do have a lot of Whole Foods!) • Walkability • Mild weather The … [Read more...]

San Francisco Real Estate: A Brief History of the 30-Year Fixed Rate Mortgage

Real Estate Realities: ...Tales from the front line of buying and selling San Francisco real estate Last year was an amazing year for mortgage rates. This year is even better. Of course, this means a continuing sluggish national economy but locally, the market is stable and improving. Hey, it's true! Ask you techie friends? Check out the average interest rate on a conforming 30 year fixed interest rate home loan over the past 3+ decades. 1981 = 18.45% 1991 = 9% 2001 = 7% October 2010 = … [Read more...]

We don’t take clients for the money and all of the listings are online!

We don’t take clients for the money and all of the listings are online!

But seriously, if we don't take clients for the money and if the listings are all online, what are we doing here? Pondering more on the value of a real estate agent over at daniellelazier.com, I can summarize the main value of today's Realtor by saying that we take all of the information, much of which is either overwhelming, inaccurate, misleading or all of the above, and put it into context. We break it down, organize it and make it transparent. We help you clarify what you want and help you … [Read more...]

Fall Picks for Noe Valley in San Francisco, CA

"Situated very centrally in the City, this neighborhood is home to one of the most vibrant streets in San Francisco - 24th Street. Highlighted by world class dining, cafes, bars and shops, 24th Street has something for everyone. In recent years, Noe has become home to many San Francisco families. As anyone who's walked 24th Street recently can testify, you can't go a half dozen steps without bumping into a pooch on parade or a baby stroller. Considered the "South of Market Pacific Heights," the … [Read more...]

Weekly Update: Zephyr Real Estate New Listings For Sale in San Francisco

Check out this week’s list of new Zephyr Real Estate listings for sale in San Francisco. Other resources: Search the entire San Francisco MLS. Get Market Tracker for SF real estate market stats and neighborhood information. Have a question or need some help buying or selling a home in San Francisco? … [Read more...]